Lance Corporal Frederick Ralph Lloyd was born in Walthamstow, Essex in 1899. 

He attested for the 18th (Service) Battalion (2nd South-East Lancashire), Lancashire Fusiliers at Romford, Essex and served with them on the Western Front during the Great War.

The 18th was formed as a Bantam battalion for men between 5ft and 5ft 3 inches tall and was sent to France in February 1916 as part of the 35th Division.

Lloyd was awarded the Military Medal for his gallantry at Ypres, 28 September to 2 October 1918 where he also received wounds which caused his death on 2 October.

During this action, informally known as the Fifth Battle of Ypres, the 18th Battalion, commanded by Lieutenant-Colonel C. E. Jewels, D.S.O., M.C., forming part of the 104th Brigade, led an attack with the Klein Zillebeke ridge as its first objective. 

The battalion continued to advance through Zandvoorde and Tenbrielen and made repeated attacks at America Cabaret before being relieved.

As a result of its success over the previous four days the 18th Battalion marched through Ypres on 2 October with its band playing and claimed that this was the first occasion on which a band had been heard in Ypres since 1914.

Fredericks younger brother Philip was killed in action during the Battle of Britain in October 1940 aged 23 years old. Frederick is buried in Bedford House Cemetery, Belgium.